Credit Score - A number assigned to a person as a general indication of their creditworthiness., Co-signer - You want to rent an apartment, but have not previously used credit. The landlord may ask for you to get a _________, before they will approve your application., Payday loan - An expensive, short-term, unsecured loan that is based on your previous payroll records., Installment - Another term for closed-ended credit., Annual Fee - A fee charged just for having the card!, Penalty Fee - A fee charged if you are late making the monthly payment, Cash Advance - When you use your credit card to take cash from an ATM, Intro Rate APR % - The APR % that you get on your new card for only a few months, Credit Limit - The maximum amount of charges allowed to the account, 300-850 - FICO credit scores range from, Grace period - Amount of time in days allowed between purchase and interest is applied?, Annual Percentage Rate - The interest rate charged on the amount borrowed in terms of dollars per year?, Due Date - The specific day the company requires payment to be made, Federal Truth and Lending Act - The act that requires credit institutions to list the cost of credit cards,

Credit Terminology & Credit Scores

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تضمين

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النمط البصري

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