Spending  - purchasing goods and services to satisfy wants and needs, Scarcity - – when human wants for goods and services are greater than the quantity of goods and services that can be produced using all available resources, Savings plan - – a plan to set money aside for future use, Saving - – setting aside money earned or received for future use, Resources - – natural or man-made materials or items needed to satisfy wants and needs, Interest paid - – money paid for borrowing money or making purchases on credit, Income - – money earned for working and money received for the sale of goods or property, Human capital/labor - – abilities, skills, and education that helps to make a worker more valuable and more productive for the company or organization, Credit - – buying or obtaining goods or services now with an agreement to pay in the future, Charity - Charity – an organization that collects money, goods, or services for groups in need, Charitable giving - – donating to an organization that collects money, goods, or services to groups in need,

3rd Grade Financial Literacy

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