1) Which is a type of expenditure a) Wages b) Interest c) Paying mobile  d) Inheritance 2) Which is not a financial product or service a) Pension b) Insurance c) Marriage d) Mortgage e) Loan f) Bank account 3) What does APR stand for a) Annual Percentage Rate b) Actual Percentage Rate c) Average Person Rate d) Actual Performance Rate e) Annual Performance Rate 4) The most likely reason to take out a loan would be to a) Buy a car b) Buy a house c) Pay for groceries d) Lend money to another person e) To pay bills 5) What is disposable income a) Money you don’t have b) Money you have spare c) Money you have to pay back d) Money that you owe 6) Regular payments are payments that happen frequently and are expected a) True b) False 7) Which is not a consequence of not managing your finances a) Gaining a good credit score b) Losing your home c) Not able to pay bills 8) A credit card lets you spend your own money a) True b) False 9) Which are financial products or services a) Credit card b) Loan c) Bank account d) Mortgage e) Savings f) Store card 10) Which are types of financial providers a) Banks b) Building societies c) Independent financial advisors d) Retailers e) Financial companies

Managing personal finance

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