I need to save money first if I want to go on vacation., If I forget to pay my rent, my landlord calls me. , If I don't budget, I overspend on clothes. , I use my debit card if I don't have cash with me., If I go to an ATM, I try to go before it gets dark. , I look at my bank statement if I forget how much I spend., I should start saving now if I need extra money for gifts., If I want a better apartment, I make sure it's in the budget. ,

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