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Make sure you only live - on what you have., Track your spending to see what your money is really going - on each week., Then identify possible areas where you could cut - back on expenses., Be sure to set - aside savings each month for emergencies., Avoid splashing - out on luxuries, but do allow yourself a little fun., Some people limit themselves by taking - out the same amount of cash every week.When it’s gone, it’s gone!, It probably goes without saying, but don’t stock - up on items you don’t need!, Don’t get - into any unnecessary debt., If you find yourself in difficulty, then pay - back the loan with the highest interest rate first.,

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