savvy - having or showing practical knowledge and experience, cut back on - spend less, do less, or use less of something, rip off - cheat someone, especially by charging them too much money for something , pay through the nose - pay too much for something, dip into one’s savings - take some money from an amount that you have saved, especially when you should not , splash out - spend a lot of money, often in an extravagant manner, be in the red - be in debt , be in the black - be not in debt,

ESL _ Black Friday

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