Certificate of Deposit - A risk-free and reliable option for members to earn dividends. Members are locked into rates that won’t change within the term of the CD. No additional deposits are allowed; withdrawals may incur penalties., Money Market - A tiered, high-yield savings accounts that maximizes earnings as members’ balances grow – basically, the bigger the balance, the bigger the returns are. The funds are also liquid, which means members are able to access them at any time with no withdrawal penalties., Emergency Savings - A great way for members to plan for unexpected events. With a higher dividend rate than a Classic Savings, this account can help a member build funds even faster., Subshare - Opening a separate savings account helps keep funds organized. Members open additional savings to save for vacation, a new car, daycare, etc., Flex CD - A great option for those beginning to save; members will earn competitive dividends while having the flexibility to make deposits to grow their savings. This product allows one, penalty-free withdrawal during the term.,

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