Salary - A fixed regular payment, typically paid on a monthly or biweekly basis but often expressed as an annual sum, made by an employer to an employee, especially a professional or white-collar worker., Need - Something that is necessary to live your everyday life, Want - Something that is not necessary to your life but you desire it greatly., Net Income - The total income you end up with after all deductions., Budget - A budget is an estimation of revenue and expenses over a specified future period of time and is usually compiled and re-evaluated on a periodic basis, Social Security - A federal program that Americans pay into with taxes and draw income from when they retire. Elderly retirees and disabled people who cannot work can collect Social Security funds., Debt - Something, typically money, that is owed or due., 401 k - An employer-offered defined-contribution plan that allows you to contribute money directly from your paycheck, usually pretax but sometimes after tax, into a tax-advantaged account for retirement., Credit Score - The three-digit score assigned to your credit profile based on your debt history. A high credit score demonstrates your trustworthiness to lenders, indicating that you are likely to repay your debts., Deductible  - The amount you must pay out of pocket before your insurance coverage kicks in and covers the rest.,

Personal Finance Terms

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