Award Letter - A letter from the college financial aid office that is ent to the students listing all financial aid awarded to the student., Cost of Attendance - Tuition, fess, and a standard allocation designed to cover reasonable living expenses while attending school., Default - Failure to repay a student loan according to the terms of the loan., Estimated Family Contribution (EFC) - Total amount students and their families are expected to pay toward college costs., FASFA - Free Application for Federal Student Aid determines a student's financial aid. Forms may be filed any time after Oct. 1., Federal Direct Student Loan Program - Federally sponsored loan programs, Financial Aid Package - The total financial aid a student receives., Financial Need - The amount by which your family's contribution falls short of covering your college expenses., Gift Aid - Financial aid that does not have to be paid back, Grant - A type of financial aid award based on need or merit that does not require repayment, Interest - A fee charged when you take out a loan, Merit-Based Aid - Financial aid that is awarded based on a student's academic, leadership, or artistic talent, or some other criteria., Need Analysis - A process of reviewing a student's financial aid application to determine the amount of financial aid eligibility, Need-Based Financial Aid - Financial aid that is awarded based on a student's financial circumstance, Student Aid Report - A form sent to the student after submitting the FASFA., Work-Study - An opportunity for a student to work part-time and attend college.,

Financial Aid Glossary

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