Conversion - Turns group policy into WHOLE LIFE policy, Portability - Turns group policy into TERM LIFE policy, Maximum Benefit - The highest amount an employee will receive, EOI - Proves the employee is insurable, Waiting Period - Time needed to pass before employee can be on the plan, Reduction Schedule - An age based tool used to limit exposure on older employees, Waiver of Premium - Protects disabled employees/terminal liability, Guarantee Issue - Risk mitigation tool requiring EOI over a specific threshold,

Basic Life Provisions

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