Spouse Training - Benefit paid to spouse for training (i.e., to return to work), Child Eduction - Pays educational expenses for each eligible child, Alternate Education - Pays flat benefit if there is no surviving spouse or child who could become eligible for Training or Eduction benefit, Joint Accident - Increases the spouse benefit if both employee and spouse die in the same accident, Survivor Assistance - Benefit paid per month to a survivor when the insured dies as the result of an accident, Child Assistance - Pays an additional amount per month to insured child if both insured employee and spouse die in the same accident, Increased Child Dismemberment - Benefit if child survives at least 90 days after sustaining a dismemberment loss, Adult Family Care - Benefit if insured's accident results in having to place a dependent adult in a care facility, Child Family Care - Benefit to help cover the cost of a licensed child care facility for each dependent child, Exposure - Pays if insured is exposed to the elements and experiences a loss, Reasonable Modification - Pays for modification expenses to residence or vehicle, Rehabilitation Reimbursement - Pays insured's rehabilitation expenses, Severe Burn - Increased benefit if insured sustains a 3rd degree burn at work, Severe Traumatic Brain Injury - Pays an additional amount if the insured sustains a severe traumatic brain injury, Surgical Repair Benefit - Pays a benefit if there is a dismemberment which is surgially reattached, Safe Rider - Increased benefit if insured dies in a accident while wearing a helmet and operating a motorcycle, bike, moped, or scooter, Common Carrier - Increased benefit if loss occurs while traveling on public, ticketed transportation such as a commercial plane, bus, or train, Line of Duty - Increased benefit if insured has a loss while working as a public safety officer, Workplace Assault - Pays a benefit if the loss is a result of a violent or criminal act which occurs at work, Business Travel - Pays a benefit if the loss occurs while the insured is traveling on company business,

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