1) Who is our direct customer? a) Employee b) Employer c) Broker d) Distribution 2) Advantages of Group Insurance are... a) Lower rates as compared to individual products b) ER contributions are tax deductible business expenses c) Provide coverage for people who would not otherwise qualify d) All of the above 3) People with a ____ are more likely to purchase insurance. a) less than average likelihood of risk b) greater than average likelihood of risk c) both A & B d) neither A or B 4) This is an event held prior to the policy effective date when employees can make elections to their insurance coverage. a) Eligibility b) Evidence of Insurability c) Enrollment d) Guarantee Issue 5) Which level of participation would provide the best spread of risk? a) Non-contributory b) Contributory c) Voluntary d) All of the above 6) True or False: Employees must be actively at work in order to be eligible for coverage. a) True b) False 7) An example of a Moral Hazard for an employee might be... a) job promotion b) company bankruptcy c) salary increase d) All of the above 8) True or False: If an employee elects an amount of coverage which is greater than the Guarantee Issue amount, that amount is automatically approved. a) True b) False 9) Another term for Evidence of Insurability is... a) medical proof b) medical approval c) health assessment d) medical underwriting 10) Which risk would not be associated with a group's industry? a) Economic stability b) Geographic location c) Turnover rates d) Seasonal business cycles
0%
Risk Elements
共用
由
Wilsonxander
Higher Education
Finance
編輯內容
嵌入
更多
作業
排行榜
顯示更多
顯示更少
此排行榜當前是私有的。單擊
共用
使其公開。
資源擁有者已禁用此排行榜。
此排行榜被禁用,因為您的選項與資源擁有者不同。
還原選項
測驗
是一個開放式範本。它不會為排行榜生成分數。
需要登錄
視覺風格
字體
需要訂閱
選項
切換範本
顯示所有
播放活動時將顯示更多格式。
打開結果
複製連結
QR 代碼
刪除
恢復自動保存:
?