Correct: Debit cards are formatted the same as credit cards. , Debit and credit cards may be issued by the same bank. , Debit cards take money directly from your checkings., Debit cards can be used to make purchases. , Debit cards use a PIN for transactions., Incorrect: Debit card payments affect your credit score. , Debit cards take money directly from your savings., Debit cards cannot be used to make purchases., Debit and credit cards are the same., You do not need an account with a bank to have a debit card.,

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