Liability Coverage - Pays for whatever damage/injury you cause to someone else, Comprehensive Coverage - Pays for any damage to your car caused by something other than an accident (ex. weather, theft, hitting a deer), Collision Coverage - Pays to repair your car if it's damaged in a collision with another vehicle or object, Deductible - The amount a person with insurance pays toward her claim before the insurance company pays the remainder., Premium - Money you pay monthly/annually to have insurance, Uninsured Motorist Coverage - Pays for damages caused by a driver who doesn't have car insurance or is underinsured., Depreciation - Loss of monetary value, Auto Lease - Allows you to “rent” a car from a dealership for a certain length of time and amount of miles., Auto Finance - Taking out a loan in order to purchase a car., Type of auto insurance are you required to carry in almost every state - Liability, Prices for insurance coverage depends on - Risk level, Collect everyone's monthly premiums together and use the money to make payments when people file a claim - Risk pooling, Insurance Claim - A formal request to your insurance provider for reimbursement against losses covered under your insurance policy., Declarations page - The first page (or pages) of your auto or homeowners insurance policy.,

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