1) Online banking a) Making transactions on a computer or phone app. b) Making transactions at the bank. c) Making transactions from another person's account. 2) Buy in bulk a) Buy at a higher cost. b) Buy large things. c) Buy in large amounts. 3) Electronic payment a) Paid by the bank. b) Paying without checks or cash. c) Paying for devices. 4) Current income a) How much a person might earn next year. b) How much a person earned last year. c) How much a person earns now. 5) Delinquent account a) An account opened by fraud. b) An account with late payments owed. c) An account owned by a criminal. 6) Commit fraud a) To steal cash from a bank. b) To read another person's financial and personal information. c) Deliberately use false information to get something (usually money). 7) What do stocks pay? a) capital growth b) current income c) dividends 8) How is a certificate of deposit (CD) different from a savings account? a) A CD requires you to deposit your money for a certain period of time. b) A CD only pays interest after one year. c) A CD is not insured. 9) What do mutual funds invest in? a) Only real estate b) Stocks, bonds, and real estate c) Only stocks and bonds 10) What do mutual fund investors own? a) Part of a fund b) Part of a house c) Part of a company 11) What happens to stock prices? a) They only go up b) They only go down. c) They can go up or down. 12) How is income earned from real estate called? a) Capital growth b) Rent c) Dividends

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