Needs: Groceries, Housing, Health Insurance, Utilities (gas, electric), Education (loan/expense), Credit Card Debt/Fixed Expenses, Transportation/ Car payments, Auto Insurance, Internet, Wants: Restaurant Dining or Take Out, Clothing, Hobbies (Crafts/Baking/Athletic), Gym Membership, Travel, Streaming Services, Books/Magazines, Gifts, Grooming/Beauty, Subscription Services,

Financial Needs v. Wants

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