Most jobs offer ____ plans for their employees. There are many types of insurance, like health, dental, and ____ insurance. Children can stay on their parent's insurance policy until they are ____ years old. Many jobs offer ____ like paid time off, where you can take a vacation and still get paid from your job. When you interview for a job, you can ____ for better pay, more paid time off, or more health plans than the ones they offer you. When you get a set amount of money per year, it is called a ____ pay. Example: $45,000/year. The other type of pay is by the ____. The money you earn depends on how much you work. Example: $15/hour Insurance charges you a monthly ____. Example: Bob pays $120/month for insurance. ____ insurance helps pay for medications and doctor visits. ____ insurance helps pay for visits to the dentist. ____ insurance helps pay for any damage done to your vehicle. American citizens pay ____ out of their paychecks. They pay federal, state, and school district taxes. In America, every citizen has a social security number and account. One ____ on your paycheck goes towards this. When you retire, you receive the money in your social security account. ____ taxes are collected by the federal (whole country) government. ____ taxes are collected by the state government. ____ taxes are collected by the state government. These go towards helping the school district you live in. Sometimes, jobs provide their employees with a ____, or a big, one-time sum of money. Let's practice! We will practice with Bob, an American ____ with a brand new job. Bob works as an accountant in an office. He gets a ____ pay of $65,000 per year. His job offers ____ plans. Bob chose health and car insurance, but opted (chose) out of ____ insurance. Every six months, bob earns one week of ____. Bob wakes up feeling sick. He has flu-like symptoms. He needs to go to the doctor. He calls in sick to work and goes to the doctor. His ____ pays for his visit. Bob was at work when he notices he had a toothache. He makes an appointment for the dentist. Because he does not have ____, he must pay full price for the visit. Bob was driving home from work. At the intersection, someone ran through the red light and hit Bob's car. Bob is okay, but his car is damaged. His ____ will cover the cost to fix his car. Bob is planning a vacation! His boss says he must make requests for PTO (____) at least 48 hours in advance. At the beginning of the next year, Bob and his coworkers will get a ____ of $1,000.
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